- Intelligence That Powers Better Lending
More Loans for Lenders; Higher Yield for Investors
Know the precise risk-adjusted yield from every borrower - for every loan size and loan price.
Built on Frontier AI
Precision Beyond Traditional Underwriting & Pricing.
Trained for Ultra-Precision
Frontier intelligence powered by the first dataset of its kind: 18M+ loans across all national lenders.
Only dataset of its kind
Built on Cashflow
Our Loan-to-Cashflow metric predicts defaults better than FICO, DTI, or LTV combined generating precise cashflow forecasts of loan performance.
23% better loss prediction
Protected by Design
Built-in insurance covers 8 months of missed payments. TruStage PaymentGuard doubles as loan-level credit enhancement.
$2.5B+ insurance capacity
Architected for Institutional Buyers
Built for Capital Markets from Day 1
GreenLyne loans are engineered for secondary markets at the point of origination. The underwriting model is trained on more than 18M loans and paired with built-in insurance that strengthens credit performance across cycles.
Investors receive complete visibility into every loan: individual-level data, decision logic, and scenario-tested uncertainty. This transparency produces assets that behave consistently and align with institutional risk frameworks.
Frontier Technology for Credit Finance
Intelligence That Sees Individuals, Not Segments
Individual-Level Intelligence
Our intelligence evalutes each borrower as unique, not through outdated proxies or segment stereotypes. Real intelligence, not statistical approximations.
End-to-End Transformation
From origination through capital markets execution, our Agentic AI platform reinvents every step of the lending process with precision intelligence.
First Movers in AI Finance
We’ve been building advanced AI systems for financial institutions since 2006. That long history gives us a mature foundation for applying modern intelligence to today’s lending challenges.
Transforming Every Participant
From Origination Through Capital Markets
Individual-Level Intelligence for Modern Lending
- Find qualified borrowers traditional models miss expand your market without expanding risk
- Meet CRA goals with precision tools that identify overlooked opportunities
- Better loss prediction (23% improvement) means better pricing and portfolio performance
- Securitization-ready from day one with full lifecycle analytics
99.2%
Precision
18M+
Data Points
<1s
Speed
Risk-adjusted optimization produces safer, more durable assets
- $2.5B+ in loan-level insurance capacity for credit enhancement
- Full transparency: individual-level data, auditable AI decisioning, uncertainty quantification
- Better modeling under conservative assumptions—assets that perform as promised
99.2%
Precision
18M+
Data Points
<1s
Speed
Financing That Converts
- Higher approval rates mean more completed sales
- Individual evaluation finds capacity traditional models miss
- Seamless point-of-sale integration with transparent revenue share
- Larger ticket items become accessible to more customers
99.2%
Precision
18M+
Data Points
<1s
Speed
Turn Estimates Into Approvals
- More homeowners qualify—expand your addressable market with modern credit evaluation
- Fast decisions at point of sale keep projects moving
- White-labeled financing with your brand, powered by GreenLyne intelligence
99.2%
Precision
18M+
Data Points
<1s
Speed
Complete Platform
Reinventing Lending End-to-End
Our intelligent Agents transform every step from origination through capital markets execution
Individual Evaluation
Intelligent Agents evaluate each borrower as unique real intelligence, not segment stereotypes.
Precision Underwriting
Risk and opportunity assessed at the individual level, powered by frontier AI models.
Intelligent Decisioning
Modern AI that sees beyond outdated proxies to unlock hidden opportunities.
Capital Markets Execution
End-to-end platform from origination through securitization and investor reporting.
Individual Evaluation
Intelligent Agents evaluate each borrower as unique real intelligence, not segment stereotypes.
Precision Underwriting
Risk and opportunity assessed at the individual level, powered by frontier AI models.
Intelligent Decisioning
Modern AI that sees beyond outdated proxies to unlock hidden opportunities.
Capital Markets Execution
End-to-end platform from origination through securitization and investor reporting.
Insights & Research
Latest from GreenLyne on Credit Intelligence
See Beyond Scores. See What Matters.
The next generation of credit insight is here. Move past outdated credit boxes and aggregate models. Our AI uncovers true borrower potential driving higher yield, lower risk, and faster growth. The lenders who act now define tomorrow’s market.