The Cashflow Revolution: How AI Outperforms FICO in Credit Risk
For decades, the FICO Score has been the undisputed gatekeeper of credit access, serving as a three-digit summary of a borrower’s financial past. But in today’s dynamic economy driven by the gig economy, digital payments, and real-time data—this static system is showing its age. A quiet revolution is underway in lending, powered by Artificial Intelligence […]